Andrea Perry v. Allstate Indemnity Co.
Excerpt
**Andrea Perry v. Allstate Indemnity Co.**
Cite: 953 F.3d 417
Court: Court of Appeals for the Sixth Circuit
Filed: 2020-03-18T00:00:00-07:00
URL: https://www.courtlistener.com/opinion/4737160/andrea-perry-v-allstate-indemnity-co/
water damage, she made a claim under her Allstate insurance policy for the cost of repairs or replacement. Both Perry and Allstate agree that the damage is covered under the policy, and they agree on the total estimated cost. The single issue they dispute is whether Allstate is entitled to deduct the cost of labor as part of calculating “depreciation” to arrive at its net payment. Ohio law, fortunately, provides a simple answer. When an insurance policy is ambiguous…
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