Court Opinion · Bad-Faith Authority

Crothersville Lighthouse Tabernacle Church, Incor v. Church Mutual Insurance Company

Court: Court of Appeals for the Seventh CircuitFiled: 2026-03-02

Excerpt

**Crothersville Lighthouse Tabernacle Church, Incor v. Church Mutual Insurance Company** Court: Court of Appeals for the Seventh Circuit Filed: 2026-03-02T00:00:00-08:00 URL: https://www.courtlistener.com/opinion/10802503/crothersville-lighthouse-tabernacle-church-incor-v-church-mutual/ Crothersville, Indiana. Its church building caught fire in early June 2018, causing extensive damage to the sanctuary, offices, classrooms, and baptismal area. Light- house Tabernacle promptly notified its insurer, Church Mutual, of the loss. The insurance policy carried a property-loss limit of $2.3 million and provided replacement-cost coverage under certain conditions. Replacement-cost insurance covers “th
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