Court Opinion · Bad-Faith Authority

In Re Germania Farm Mutual Insurance Association v. the State of Texas

Court: Texas Court of Appeals, 13th DistrictFiled: 2026-02-05

Excerpt

**In Re Germania Farm Mutual Insurance Association v. the State of Texas** Court: Texas Court of Appeals, 13th District Filed: 2026-02-05T00:00:00-08:00 URL: https://www.courtlistener.com/opinion/10785632/in-re-germania-farm-mutual-insurance-association-v-the-state-of-texas/ the appraisal provision in the insurance policy at issue. We conditionally grant the petition for writ of mandamus. I. BACKGROUND Real party in interest Martha Guerra made a claim under her homeowner’s insurance policy for damage sustained to her property in a storm. She thereafter filed suit against Germania on grounds that Germania improperly denied or underpaid her claim. Germania invoked the appraisal provision in it
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