Court Opinion · Bad-Faith Authority

Karl Tobien v. Nationwide Gen. Ins. Co.

Court: Court of Appeals for the Sixth CircuitFiled: 2025-04-02Citation: 133 F.4th 613

Excerpt

**Karl Tobien v. Nationwide Gen. Ins. Co.** Cite: 133 F.4th 613 Court: Court of Appeals for the Sixth Circuit Filed: 2025-04-02T00:00:00-07:00 URL: https://www.courtlistener.com/opinion/10371422/karl-tobien-v-nationwide-gen-ins-co/ insured the home. Tobien had submitted an insurance claim to Nationwide, seeking compensation from the home-insurance policy. But Nationwide refused to pay. So Tobien sued, asserting state-law claims for (1) violations of Kentucky’s Unfair Claims Settlement Practices Act, (2) common-law bad faith, and (3) punitive damages. Although Tobien filed his first lawsuit in the Southern District of Ohio, he filed this lawsuit in a different federal court—the Eastern Distri
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