Court Opinion · Bad-Faith Authority

Lorine Mitchell v. State Farm Fire & Casualty Co.

Court: Court of Appeals for the Fifth CircuitFiled: 2020-03-30

Excerpt

**Lorine Mitchell v. State Farm Fire & Casualty Co.** Court: Court of Appeals for the Fifth Circuit Filed: 2020-03-30T00:00:00-07:00 URL: https://www.courtlistener.com/opinion/4740507/lorine-mitchell-v-state-farm-fire-casualty-co/ HIGGINSON, Circuit Judges. E. GRADY JOLLY, Circuit Judge: The underlying dispute in this proposed class action arises between a homeowner and her insurer and presents primarily a question of contract interpretation. State Farm’s homeowners insurance policy promised to pay the “Actual Cash Value” of the damaged portion of the home of the insured, Lorine Mitchell. The term “Actual Cash Value,” however, is not defined in the policy. The question on appeal asks how tha
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