Court Opinion · Bad-Faith Authority

Universal Property & Casualty Insurance Company v. Nelson Rodriguez and Yoseida Cuevas

Court: District Court of Appeal of FloridaFiled: 2026-02-06

Excerpt

**Universal Property & Casualty Insurance Company v. Nelson Rodriguez and Yoseida Cuevas** Court: District Court of Appeal of Florida Filed: 2026-02-06T00:00:00-08:00 URL: https://www.courtlistener.com/opinion/10785217/universal-property-casualty-insurance-company-v-nelson-rodriguez-and/ BACKGROUND Universal provided the Homeowners a replacement cost value homeowner’s insurance policy on the Homeowners’ residence in 2020. Per the insurance policy, for covered property losses, Universal would pay: first, “at least the actual cash value of the insured loss, less any applicable deductible,” and then “any remaining amounts necessary to perform such repairs as work is performed and expenses are i…
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